Wholesale lending that
works as hard as you do.

Vybe is built to support mortgage brokers with innovative products, dependable execution, and a technology-driven lending experience that performs in every market.

Wholesale Lending

A product for every borrower.

From government loans to complex Non-QM scenarios — Vybe's full product suite means you never have to turn a borrower away.

Specialty Products

We Go Where Others Won't

Unique scenarios are our specialty. If it can be done, we'll find the path forward.

1 Score / No Score Program
Condotels
Manufactured Homes
Short-Term Rentals
2–4 Unit Properties
Rural Properties
Mixed-Use Properties
LLC / Corporate Closing

Have a unique scenario? Talk to your AE — we'll find a way to make it work →

Wholesale lending…

simplified

The right wholesale partner makes all the difference.

Vybe was built from the ground up to support mortgage brokers — not compete with them. We give you the tools, products, and people to win more deals and serve more borrowers, under any market conditions.

Our Programs

Non-QM Solutions Built for Every Scenario

Alternative documentation, investor-focused, and specialty programs — match every borrower with the right product.

Now Approving Brokers

Ready to close more deals with a partner who actually delivers?

Getting approved with Vybe is fast, simple, and free. Once you're in, you get immediate access to our full product suite, competitive pricing, and a team built to help you win.

Fast approval process
No fees to get started
Full Non-QM product access
Dedicated AE support
Competitive wholesale pricing
Direct underwriter access
Become an Approved Broker

Broker Resource Center

Rate sheets, program guidelines, marketing materials, and tools — all in one place.

  • Current rate sheets & program summaries
  • Underwriting guidelines & matrices
  • Scenario desk & AE contact info
  • Marketing materials & co-branded flyers
  • Submission checklists & quick-start guides

We're Hiring

Build something that actually matters.

Vybe is growing fast. We're looking for driven people who want real ownership, real impact, and serious upside.

Get in Touch

Decisions get made, ideas get implemented, and your work is visible from day one.

We hire people we trust — then we trust them. Real ownership, not just a job description.

Competitive, transparent comp built to reward performance — not just tenure.

We're scaling fast — more opportunity, more responsibility, more ways to advance.

Non-QM product training Direct leadership access Performance bonuses Flexible work environment Collaborative culture